HOW TO PAY OFF YOUR CREDIT CARD IN 4 STEPS

Today, instant gratification is a way of life. Credit cards make it so easy to have that great thing right now. Credit cards are convenient and necessary; more so if you pay them off each month. If you can’t pay them off and your debt keeps rising, you pretty much sacrifice your Financial Freedom to the credit card company. Most of us have a few credit card debts and it can be hard to know which ones to prioritise. Credit card debt is a form of slavery and this article will show you the best way out!

The core strategy is like a simple life philosophy; pay off thousands of dollars, one dollar at a time. Here’s how to pay off your credit card debt in 4 steps:

STEP 1

List all your debts. Record the name of the lender, the amount you owe, the interest rate and the minimum monthly payment. This will give clarity and perspective to your credit card debt situation.

Don’t beat yourself up about how you got here, just focus on what your future looks like without the debt. Make the minimum